Thanks Pieter, I do now recall reading that article. Most insurance will cover GA if you are indeed adequately insured. Depending on your terms of sale...one would be foolish to not include full cover...In a nutshell, GA is : The definition of a general average is: Rule A. “There is a General Average Act, WHEN and ONLY when, any EXTRAORDINARY SACRIFICE or EXPENDITURE is INTENTIONALLY and REASONABLY made or incurred for THE COMMON SAFETY for the purpose of PRESERVING FROM PERIL the property involved in a COMMON MARITIME ADVENTURE”. When the carrier limits liability and seeks monetary contribution from those in the 'common venture'. Failing which, a lien will be placed on the cargo.....hope that helps !